Mr. Joshi holds Master of Business Administration(MBA) and Master of Arts(MA) in Economics from Central Department, TU, Kathmandu. He brings thirty years of “A” class commercial bank-Rastriya Banijya Bank Ltd. experience and retired as DGM (Deputy General Manager) in 2021.His other roles include chairman of Ratra Utthan Microfinance financial institution. He also acted as Board of Director of Mid- Western Grameen Bikas Bank. He also served as Chairman of RBB Retirement Fund. Apart from above, he was also a faculty member of Nepal Commerce Campus and KIST college.